About Karyopay

We are building better payment reliability for African businesses.

Karyopay helps businesses reduce failed payments by routing checkouts through multiple providers instead of depending on one provider alone.

Why it matters Every failed payment can become lost revenue.
01

Customers want payments to work the first time.

02

Providers can fail, timeout, or perform badly.

03

Businesses need another route when that happens.

Why we exist

Businesses should not lose customers because one payment provider is having issues.

A customer finds what they want, gets to checkout, and tries to pay. If that payment fails, many customers leave. Sometimes the business never knows what really happened.

Karyopay is being built to fix that gap. We help businesses use multiple payment providers through one layer, with routing, automatic failover, and clear payment logs.

What we are building

One integration for multiple payment providers.

Smart routing based on provider priority.

Automatic failover when one provider fails.

Logs and monitoring so teams can see what happened.

Who Karyopay is for

For businesses that collect payments online and need fewer failed checkouts.

SaaS businesses Recurring payments, subscriptions, and customer billing.
E-commerce stores Online checkout, failed attempts, and payment recovery.
Platforms Multiple customers, multiple providers, and more payment visibility.

The people behind it

Built closely with the businesses we serve.

Karyopay is starting small and focused. We are working with early businesses, listening to real payment problems, and building around what they actually need.

Michael Erastus

Michael Erastus

Founder / Lead Engineer

Michael is building Karyopay to help businesses recover failed payments, route transactions better, and understand what happens behind every checkout.

Ohaeri Lilian

Ohaeri Lilian

Chief Financial Officer

Lilian supports the financial side of Karyopay, helping the team think clearly about pricing, sustainability, and responsible growth.

Want to test Karyopay early?

Join the beta waitlist and get early access to payment routing, failover, and provider monitoring.

Join the waitlist