One integration
Connect once and access multiple payment providers.
Payment resilience for Africa
Never lose revenue to provider downtime.
Karyopay keeps failed checkouts alive by finding another working payment route before your customer gives up.
Supported providers
More routes. Fewer lost checkouts.
Paystack
Flutterwave
Monnify
Nomba
Korapay
Paystack
Flutterwave
Monnify
Nomba
Korapay
Live routing demo
See how Karyopay protects a checkout when providers fail.
This demo shows a real failover pattern. Karyopay tries your providers in order, stops immediately when one succeeds, and returns a successful payment response.
Routing trace
Transaction KP-84F2
Simulated live
01
Checkout
Customer pays once
02
K
Karyopay
Waiting
Paystack
Primary route
Waiting
Flutterwave
Backup route
Waiting
Monnify
Fallback route
Waiting
Nomba
Additional route
Standby
Korapay
Final route
Standby
03
Waiting
Awaiting response
Attempted and failed
Successful route
Standby route
Webhook and routing activity
Smart routing
Send each payment through the best available route.
Automatic failover
If one provider fails, Karyopay tries the next one.
Payment monitoring
Track provider health, success rate, and payment attempts.
Most payment failures do not need to become lost sales.
A customer should not have to retry again and again because one provider is having issues.
Karyopay gives your checkout another route. Your business keeps collecting payments while your team sees what happened in the background.
Route by provider priority
Choose your first provider, backup provider, and final fallback.
Recover failed attempts
When a provider fails, Karyopay retries through another route.
Know what is working
See which provider succeeds, which one fails, and where money is being lost.
How it works
Set it up once. Karyopay handles the payment route every time a customer checks out.
1
Connect providers
Add your payment providers and API keys.
2
Set routing rules
Pick the order Karyopay should try providers.
3
Recover failed payments automatically
Karyopay reroutes failed attempts and completes the payment.
Built for African businesses
Reliable payments infrastructure that works with local providers.
5+
Supported providers
Fast
Simple setup
Live
Provider monitoring
Early access benefits
Join the beta and get more than early access.
We are opening Karyopay first to businesses that want fewer failed payments, better visibility, and a simpler way to manage providers.
Lower service fees during beta
Early users get reduced Karyopay fees while we test, improve, and learn with real businesses.
Help connecting your providers
We will help you connect Paystack, Flutterwave, Monnify, Nomba, or Korapay without stress.
First access to routing and failover
Test smart routing, automatic failover, provider monitoring, and payment attempt logs first.
Shape what we build next
Your payment problems will help us decide what to improve before the full public launch.
FAQs
Simple answers
A quick look at what Karyopay is, how it works, and who it is for.
What is Karyopay?
Karyopay helps businesses route payments through different payment providers. If one provider fails, Karyopay can try another one.
Is Karyopay a payment gateway?
No. Karyopay is not replacing Paystack, Flutterwave, Monnify, Nomba, or Korapay. It helps your business use them better from one place.
Will Karyopay hold my money?
No. Your payment providers still process and settle your money. Karyopay only helps with routing, failover, logs, and visibility.
What happens when a provider fails?
Karyopay tries the next provider based on your routing setup. Once a provider succeeds, the payment stops there and returns success.
Which providers will be supported first?
The first providers are Paystack, Flutterwave, Monnify, Nomba, and Korapay.
Who should join the beta?
Businesses that collect online payments and do not want failed provider attempts to become lost sales.
Do I need to change my whole checkout?
No. The goal is to keep setup simple. Karyopay will give you one integration that can work with multiple providers.
Is the beta free?
Beta users will get lower Karyopay fees while we test and improve the product with early businesses.
Join the beta
Keep more payments from failing.
Join the Karyopay beta and get early access to payment routing, automatic failover, and provider monitoring.
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Lower beta fees
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Help with provider setup
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Early access to routing tools